Pay off your debt faster
with a plan tailored to your life

Connect your accounts to instantly generate an AI-optimized payoff strategy. Stop guessing, save thousands in interest, and get debt-free years sooner.

Credit Card Bills

Education Loan

Home Loan

Medical Loan

Credit Card Bills

Education Loan

Home Loan

Medical Loan

Why Join DebtZero?

We’re building the tool for people who are tired of spreadsheets and mental overload.

Stop wasting mental energy

No more tracking multiple debts across different apps and due dates. We organize the chaos so you can focus on living.

See your "Freedom Date" instantly

Our AI calculates exactly how much time and interest you’ll save. Watch your debt-free date move closer with every optimization.

Never miss a due date again

Automated reminders and unified payments ensure you stay on track without the stress of remembering 5 different login dates.

Bank-Level Security

Your data is protected by 256-bit encryption and SOC 2 compliance. We read your data to help you, but we never sell it.

Simple Tools That Actually Work

AI-Powered Debt Optimization
That Actually Works

Built for real people who want debt management to be simple, not overwhelming.

360° Debt Clarity

See the full picture.

Your loans, cards, and balances in one dashboard. No more logging into 5 different apps just to check your status.

AI-Powered Math

Stop guessing what to pay.

Snowball or Avalanche? Our AI runs the numbers to find the strategy that saves you the most money.

Autopilot Payments

Set it and forget it.

Smart reminders and unified payments that execute your plan automatically. You handle the life; we handle the logistics.

360° Debt Clarity

See the full picture.

Your loans, cards, and balances in one dashboard. No more logging into 5 different apps just to check your status.

AI-Powered Math

Stop guessing what to pay.

Snowball or Avalanche? Our AI runs the numbers to find the strategy that saves you the most money.

Autopilot Payments

Set it and forget it.

Smart reminders and unified payments that execute your plan automatically. You handle the life; we handle the logistics.

360° Debt Clarity

See the full picture.

Your loans, cards, and balances in one dashboard. No more logging into 5 different apps just to check your status.

AI-Powered Math

Stop guessing what to pay.

Snowball or Avalanche? Our AI runs the numbers to find the strategy that saves you the most money.

Autopilot Payments

Set it and forget it.

Smart reminders and unified payments that execute your plan automatically. You handle the life; we handle the logistics.

360° Debt Clarity

See the full picture.

Your loans, cards, and balances in one dashboard. No more logging into 5 different apps just to check your status.

AI-Powered Math

Stop guessing what to pay.

Snowball or Avalanche? Our AI runs the numbers to find the strategy that saves you the most money.

Autopilot Payments

Set it and forget it.

Smart reminders and unified payments that execute your plan automatically. You handle the life; we handle the logistics.

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are ready to stop
stressing about money and start eliminating it.

Join the Club

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are
ready to stop stressing about money
and start eliminating it.

Join the Club

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are ready to stop
stressing about money and start eliminating it.

Join the Club

How It Works

From debt chaos to freedom in four simple steps

01

Connect Securely

Link your credit cards and loans securely. See your entire financial picture in under 60 seconds.

Securely link your debts and accounts for a complete financial overview. Bank-level security keeps your data protected.

02

Get Your Optimization

Our AI instantly analyzes your interest rates and balances to build the mathematically perfect payoff path.

03

Put it on Autopilot

Turn on smart payments. We prioritize the right debts automatically so you don't have to do the math every month.

04

Reclaim Your Freedom

Track milestones, watch the interest drop, and sleep peacefully knowing your debt is being handled.

Expert financial strategy. Without the expert price tag.

Stop paying hundreds for advice. Get a personalized AI plan that adapts to your life, for less than the cost of a sandwich.

Monthly

$12.99 / month

Billed monthly. Switch to annual to save $88/year.

Debt tracking and insights

AI-powered debt optimization strategies

Personalized debt payoff plan

Unified payment and reminders

Start Monthly Plan

Yearly (Save 60%)

$5.59 / month

Billed $67.15 annually. (Save 60% vs $12.99 monthly)

Debt tracking and insights

AI-powered debt optimization strategies

Personalized debt payoff plan

Unified payment and reminders

Lock In My 60% Discount

Start your 14-day free trial. If you don't love it, simply keep the Free Forever plan.
No credit card required to start.

Built by a founder who paid off $140k

Three years ago, I was drowning in $140K of debt. Every app I tried gave generic advice that didn't work for my situation.

I was stressed, overwhelmed, and tired of updating spreadsheets. So I built my own AI system.

The result? I saved $28K in interest and became debt-free 4.8 years ahead of schedule.

But the biggest win wasn't the money—it was getting my brain back. No more daily panic about which bill was due.

I built DebtZero to give you that same peace of mind.

Anishek Kamal, Founder

Built by a founder who paid off $140k

Three years ago, I was drowning in $140K of debt. Every app I tried gave generic advice that didn't work for my situation.

I was stressed, overwhelmed, and tired of updating spreadsheets. So I built my own AI system.

The result? I saved $28K in interest and became debt-free 4.8 years ahead of schedule.

But the biggest win wasn't the money—it was getting my brain back. No more daily panic about which bill was due.

I built DebtZero to give you that same peace of mind.

Anishek Kamal, Founder

Got Questions?

Check out our FAQs for answers.

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Ready to stop feeling overwhelmed?

Join the waitlist and be the first to put your debt freedom on autopilot.

Join the waitlist and be the first to
put your debt freedom on autopilot.

No spam. Just updates when we have something valuable to share

Ready to stop feeling overwhelmed?

Join the waitlist and be the first to put your debt freedom on autopilot.

No spam. Just updates when we have something valuable to share.

No spam. Just updates when we have something valuable to share

contact@debtzero.club

Blog

Terms & Condition

Instagram

X (Twitter)

Blog

Instagram

X (Twitter)

contact@debtzero.club

Blog

Terms & Condition

Instagram

X (Twitter)

Blog

Terms & Condition

Instagram

X (Twitter)

Pay off your debt faster with a plan tailored to your life

Why Join DebtZero?

We’re building the tool for people who are tired of spreadsheets and mental overload.

Stop wasting mental energy

See your "Freedom Date" instantly

Never miss a due date again

Bank-Level Security

Simple Tools That Actually Work

AI-Powered Debt OptimizationThat Actually Works

Built for real people who want debt management to be simple, not overwhelming.

360° Debt Clarity

See the full picture.

AI-Powered Math

Stop guessing what to pay.

Autopilot Payments

Set it and forget it.

360° Debt Clarity

See the full picture.

AI-Powered Math

Stop guessing what to pay.

Autopilot Payments

Set it and forget it.

360° Debt Clarity

See the full picture.

AI-Powered Math

Stop guessing what to pay.

Autopilot Payments

Set it and forget it.

360° Debt Clarity

See the full picture.

AI-Powered Math

Stop guessing what to pay.

Autopilot Payments

Set it and forget it.

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are ready to stopstressing about money and start eliminating it.

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are ready to stop stressing about money and start eliminating it.

Built for People Who Are Ready

It’s a "mental bandwidth" app. It is for people who are ready to stopstressing about money and start eliminating it.

How It Works

From debt chaos to freedom in four simple steps

01

01

Connect Securely

Link your credit cards and loans securely. See your entire financial picture in under 60 seconds.

Securely link your debts and accounts for a complete financial overview. Bank-level security keeps your data protected.

02

02

Get Your Optimization

Our AI instantly analyzes your interest rates and balances to build the mathematically perfect payoff path.

03

03

Put it on Autopilot

Turn on smart payments. We prioritize the right debts automatically so you don't have to do the math every month.

04

04

Reclaim Your Freedom

Track milestones, watch the interest drop, and sleep peacefully knowing your debt is being handled.

Expert financial strategy. Without the expert price tag.

Expert financial strategy. Without the expert price tag.

Stop paying hundreds for advice. Get a personalized AI plan that adapts to your life, for less than the cost of a sandwich.

Stop paying hundreds for advice. Get a personalized AI plan that adapts to your life, for less than the cost of a sandwich.

Start your 14-day free trial. If you don't love it, simply keep the Free Forever plan. No credit card required to start.

Start your 14-day free trial. If you don't love it, simply keep the Free Forever plan. No credit card required to start.

Built by a founder who paid off $140k

Built by a founder who paid off $140k

Got Questions?

Check out our FAQs for answers.

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

When can I access DebtZero?

Is my financial data safe with DebtZero?

How does Debtzero work ?

What type of debt can I manage?

Pay off your debt faster
with a plan tailored to your life

AI-Powered Debt Optimization
That Actually Works

It’s a "mental bandwidth" app. It is for people who are ready to stop
stressing about money and start eliminating it.

It’s a "mental bandwidth" app. It is for people who are
ready to stop stressing about money
and start eliminating it.

It’s a "mental bandwidth" app. It is for people who are ready to stop
stressing about money and start eliminating it.

Start your 14-day free trial. If you don't love it, simply keep the Free Forever plan.
No credit card required to start.

Start your 14-day free trial. If you don't love it, simply keep the Free Forever plan.
No credit card required to start.

Join the waitlist and be the first to
put your debt freedom on autopilot.